Located at: Canton Georgia 30115.
Call 7708567586
Do they own stocks, bonds, mutual funds, or other traded securities? Borrowers of all kinds will find our variable or fixed rate credit lines ideally suited to their needs as a quick source of capital when time is of the essence. Now it is possible to have a very low-interest, flexible line of credit secured by stocks, bonds, mutual funds, or any one of several other securities at their finger tips with our custom lending facility arranged through a top – tier U.S. financial institution.
Securities owners are today faced with the challenge of managing their portfolios profitably while taking advantage of new investment opportunities as they arise. But it is all too common these days to find investors facing the dilemma of either letting a great deal slip away – or being forced to liquidate their investments before they have properly matured.
We think this is a decision no securities owner should have to make, and that’s why we developed a fast-closing, securities-based line of credit that allows you – the investor – to leverage your securities with cash advances higher than those available through conventional margin accounts, all without selling your shares. With our program, you won’t have to make any more tough choices, because you’ll retain your securities in your own account even as you get the cash you require on excellent terms.
A margin loan is capped at a 50% advance rate against your portfolio. But in these times of economic hardship and tight credit markets, you are likely to need much more than 50%. That’s where we step in.
A securities-based, institutionally-managed credit line offers SIPC-insured accounts and an advance rate from 70-95% against your securities portfolio. * That means that a $500,000 portfolio can be tapped through our low-interest credit line to deliver to you anywhere from $350,000-$475,000 instead of the standard $250,000 you’d receive with a conventional margin loan. That additional cash may very well make the difference between your seizing the perfect investment opportunity – or losing it altogether. The minimum leverage is $100,000.
Only one. Federal regulations will not allow the use of these credit lines to purchase more securities, so this is not the lending program for you if your goal is to increase holdings in your favorite stock. But it can be the perfect solution for purchasing a new house for your family or to jump-start your small business or perhaps to purchase a stake in a franchise. In fact, it’s not too much to say that we built this program with clients like these in mind.
As with any financial product, the credit line may not be suitable for every investor. But for those who can see the advantages of increased leverage to meet their financial objectives, the securities-based credit line may be ideal, as it has for many others.
*Advance rates, fees and interest rates will vary based on size and composition of the portfolio being used as collateral. Stocks, bonds, mutual funds, T-bills, and many other types of securities are eligible. This is a ‘NON-Title Transfer’ of Securities and can be prepaid. It is a credit line which can be used at any time. Interest charges will not begin until the funds are used. The credit line can be opened at any time and the funds held until needed. There are strategies that they will employ to prevent the downside and protect the assets and the loan which could represent a further expense. This is a variable rate deal.
Minimum Portfolio Amount $100,000.00
Requires Borrower information ( name, address, phone, email) and most recent copy account or brokerage statement verifying ownership of securities.
Now for the first time, clients overseas with overseas stocks can use those stocks for a U. S. LeverageLine.
What this means is that they may keep their securities in their own country, at our partner lender, the mega-national UBS, in a solely-owned account.
But their loan won’t come from their own country, where rates and costs are typically very high, the loan-to-value low, and the add-on costs many.
Instead they’ll get what the American market gets: *a U. S. LeverageLine™ *from an SIPC/FINRA institution at wholesale rates with the many special features that A. B. Nicholas has built in over the years and that have made us the leading provider of custom securities-based financing for the business acquisition, franchise, and commercial real estate markets.
Their account is in their own country at the UBS branch there; bit it will take a lien from the U. S. UBS and the client they will therefore enjoy a U. S.-style loan, with ultra-low A. B. Nicholas-negotiated interest rates and much higher loan-to-value than they could get otherwise
Moreover, the foreign client will be developing a financial relationship with a U.S. financial giant that can potentially become an entrance point to the U. S. market. Many borrowers abroad may find this facility a great assist to investing in a U. S. office or plant.
Requirements are simple:
In most cases, we will offer an “all-in” interest rate, that includes the cost of a *Put* option (hedge) to place a security “floor” on the stock price. This “floor” prevents loss to the lender in emergencies, is fully transparent, and allows a lender therefore to loan up to 90% LTV as we do in the U. S.
Other than that, the loan is in every way identical to the original, U. S. LeverageLine, with the added benefit that they can keep their securities in their home country at a major, fully licensed institution, in their own account, with reports on demand, freedom to trade (provided trades are through UBS to protect collateral value) and all of the benefits including moving to the front of the line for preferred financing if they begin and maintain their LeverageLine responsibly.
*Remember please that we cannot accept inquiries that result from broker chains.* This means you need to have *direct contact* with the owner of the shares, the signatory to the financing. We can accept one middleman, provided that he is direct and can mobilize the client to a conference call with the lender. (Foreign or U. S. citizenship accepted).
When ready to proceed, you client will need to be ready to provide.